What does Auto Insurance lawyers do?
Auto insurance lawyers near you typically work on behalf of either drivers who have been in accidents or insurance companies. They may also represent other parties with a financial interest in an accident, such as a rental car company. Their goal is to resolve the claim as quickly and efficiently as possible. Most auto insurance lawyers work on a contingency basis, meaning they only get paid if they win the case or settle it out of court. If you're thinking about hiring an auto insurance lawyer, be sure to ask about their fee structure upfront.
Car insurance in California - quick facts
Car insurance is a requirement for all drivers in California. The minimum coverage for liability insurance required by the state of California is $15,000 per person and $30,000 per accident for bodily injury, as well as $5,000 in property damage liability. Additionally, uninsured motorist coverage and underinsured motorist coverage are also mandatory in California. Drivers must also have proof of insurance with them when operating a motor vehicle on public roads and highways. Failing to provide proof of insurance can result in significant penalties, including fines, license suspension and even jail time. Furthermore, drivers without insurance can be held responsible for any damages caused by an at-fault accident. It is important for California drivers to fully understand their insurance coverage and the risks associated with not having auto insurance.
10 issues handled by car insurance lawyers - with explanation
- Denied insurance claims - If your insurance company denied your claim, an attorney can help you file an appeal or a lawsuit.
- Low insurance settlements - If you feel the settlement offer from the insurance company is too low, an attorney can negotiate on your behalf for a higher amount.
- Unfair insurance practices - If you believe the insurance company has treated you unfairly, an attorney can help you file a complaint or take legal action.
- Cancelled insurance policies - If your policy has been cancelled, an attorney can help you understand why and fight to have it reinstated.
- Hit and run accidents - If you've been in a hit and run accident, an attorney can help you find the responsible driver and get the compensation you deserve.
- Uninsured motorist accidents - If you've been in an accident with an uninsured or underinsured driver, an attorney can help you recover damages from your own insurance company.
- Drunk driving accidents - If you've been in an accident caused by a drunk driver, an attorney can help you hold the driver responsible and get the compensation you deserve.
- Car leasing issues - If you're having problems with your car lease, an attorney can help you understand your rights and options.
- Lemon law issues - If you think you may have a lemon law case, an attorney can help you determine whether you have a claim and how to proceed.
- Auto dealer fraud - If you think you've been the victim of auto dealer fraud, an attorney can help you understand your rights and take legal action.
When to hire an auto insurance lawyer?
There are a few different scenarios in which you might need to hire an auto insurance lawyer. If you've been in an accident and your insurance company has denied your claim, an attorney can help you file an appeal or a lawsuit. If you feel the settlement offer from the insurance company is too low, an attorney can negotiate on your behalf for a higher amount. And if you believe the insurance company has treated you unfairly, an attorney can help you file a complaint or take legal action.
No matter what your situation, it's important to talk to an auto insurance lawyer in your area before taking any action on your own. An attorney can help you understand your rights and options and will fight to get you the compensation you deserve. Denied claim? Low settlement? Talk to an auto insurance lawyer today.
What factors are important?
What do you think is the most important factor to consider when hiring an auto insurance lawyer?
The most important factor to consider when hiring an auto insurance lawyer is whether or not they have experience handling cases like yours. You want to make sure you hire an attorney who knows the ins and outs of the insurance claims process and has a successful track record of getting results for their clients. Be sure to ask about an attorney's experience during your initial consultation.
How much does it cost to hire an auto insurance attorney?
There is no one-size-fits-all answer to this question, as the cost of hiring an auto insurance attorney will vary depending on the specifics of your case. That said, most auto insurance lawyers work on a contingency basis, meaning they only get paid if they win the case or settle it out of court. If you're thinking about hiring an auto insurance lawyer, be sure to ask about their fee structure upfront. The most expensive auto insurance lawyers may charge you an hourly rate, but they may also offer a lower contingency fee if they believe you have a strong case. The hourly rates my exceed $400 per hour.
How to shop around for the best lawyer?
When you're shopping around for an auto insurance lawyer, it's important to consider more than just the cost. Be sure to also ask about the attorney's experience, success rate, and whether they have a good reputation in the legal community. These factors will all play a role in determining whether or not you can trust the attorney to get results.
How long does it take to resolve an auto insurance case?
Again, there is no one-size-fits-all answer to this question. The amount of time it takes to resolve an auto insurance case will vary depending on the specific facts and circumstances of your case. That said, most auto insurance cases are resolved within a few months to a year
What should you expect when working with an auto insurance lawyer?
When working with an auto insurance lawyer, you should expect them to be knowledgeable about the ins and outs of the insurance claims process. They should be able to answer any questions you have about your case and give you an honest assessment of your chances of success. You should also expect your attorney to be available when you need them and to keep you updated on the progress of your case. Finally, you should expect your attorney to fight for the best possible outcome in your case whether that means settling out of court or taking it to trial.
What is PIP insurance?
PIP insurance is short for personal injury protection insurance. It's a type of auto insurance that covers medical expenses and lost wages for you and your passengers after an accident, regardless of who is at fault. PIP insurance is required in some states but optional in others.
If you're considering hiring an auto insurance lawyer in your area, the most important factor to consider is whether or not they have experience handling cases like yours. You want to make sure you hire an attorney who knows the ins and outs of the insurance claims process and has a successful track record of getting results for their clients. Be sure to ask about an attorney's experience during your initial consultation.
Authorities covering issues related to auto insurance law in U.S
FAQ & answers related to auto insurance law
What is the average cost of an auto insurance policy?
This answer will vary depending on a number of factors, including the type of vehicle you drive, your age, where you live, and your driving record. That said, the average cost of an auto insurance policy in the United States is $1,548 per year.
What is the minimum amount of auto insurance coverage I need?
The minimum amount of auto insurance coverage varies from state to state. Be sure to check with your local Department of Motor Vehicles to find out what the minimum coverage requirements are in your state.
I was in an accident that wasn't my fault. Do I still have to pay my deductible?
If you were not at fault for the accident, you should not have to pay your deductible. However, if the other driver does not have insurance or is underinsured, you may be responsible for paying your own deductible.
My car was totaled in an accident. How will my insurance company determine the value of my vehicle?
There are a few different ways that insurance companies determine the value of a totaled vehicle. The most common method is to use something called the actual cash value method. This takes into account the current market value of your vehicle, minus any depreciation that has occurred since you purchased it.
I was in an accident and sustained injuries. How do I know if I have a personal injury case?
If you were involved in an accident and sustained injuries as a result, you may have a personal injury case. To determine this, you will need to speak with an experienced personal injury attorney in your area.
What is the statute of limitations for filing an auto insurance claim?
The statute of limitations is the amount of time you have to file a claim after an accident. The statute of limitations varies from state to state, but is typically two to four years.
What should I do if I'm in an accident?
If you're involved in an accident, the first thing you should do is call the police and make sure everyone involved is okay. Once the police have arrived and taken a report, you should exchange information with the other driver(s) involved. This includes your name, address, phone number, insurance information, and license plate number. You should also take pictures of the accident scene, if possible. Then, you should contact your insurance company and notify them of the accident.
What are some common auto insurance scams?
There are a few common auto insurance scams that you should be aware of. One is called "ghost brokers." These are people who set up fake insurance companies and sell bogus policies to unsuspecting customers. Another common scam is "fronting." This is when people list themselves as the primary driver on a policy when they are actually not the main driver of the vehicle. This is done in an attempt to get a lower premium. Finally, "staged accidents" are another common scam. This is when someone intentionally causes an accident in order to collect the insurance money.
What are some common auto insurance coverages?
There are a few common auto insurance coverages that you should be aware of. These include liability, which covers damages if you're at fault for an accident; collision, which covers damages to your own vehicle if you're in an accident; and comprehensive, which covers damages to your vehicle from things like theft, weather, or vandalism.
What is the difference between full coverage and liability only?
Full coverage auto insurance typically includes liability, collision, and comprehensive coverages. Liability only means that you are only covered for damages if you're at fault for an accident.
What is the insurance deductible?
The deductible is the amount of money you have to pay out-of-pocket before your insurance company will start paying for damages. For example, if you have a $500 deductible and you're in an accident that causes $1,000 worth of damage, you will have to pay the first $500 and your insurance company will pay the remaining $500.
What is an insurance premium?
Your insurance premium is the amount of money you pay each month or year for your auto insurance policy.
What is a No-fault state?
A no-fault state is a state where each driver is responsible for their own damages, regardless of who is at fault for an accident.
What is liability insurance?
Liability insurance is a type of auto insurance that covers damages if you're at fault for an accident.
What is collision insurance?
Collision insurance is a type of auto insurance that covers damages to your own vehicle if you're in an accident.
What is comprehensive insurance?
Comprehensive insurance is a type of auto insurance that covers damages to your vehicle from things like theft, weather, or vandalism.
What is uninsured/underinsured motorist coverage?
Uninsured/underinsured motorist coverage is a type of auto insurance that covers damages if you're in an accident with a driver who doesn't have insurance or doesn't have enough insurance.
What is medical payments coverage?
Medical payments coverage is a type of auto insurance that covers medical expenses if you're in an accident, regardless of who is at fault.
What is personal injury protection?
Personal injury protection is a type of auto insurance that covers medical expenses and lost wages if you're in an accident, regardless of who is at fault.
What is gap insurance?
Gap insurance is a type of auto insurance that covers the difference between what you owe on your vehicle and what it's worth if it's totaled in an accident.
What is rental car reimbursement?
Rental car reimbursement is a type of auto insurance that covers the cost of renting a car if your vehicle is totaled in an accident.
What is roadside assistance?
Roadside assistance is a type of auto insurance that covers the cost of things like towing, flat tires, and jump starts if your vehicle breaks down.
What is a surcharge?
A surcharge is an additional fee that you may have to pay for your auto insurance policy if you've been in an accident, gotten a ticket, or had another violation.
What is an insurance ID card?
An insurance ID card is a card that shows that you have auto insurance. It typically has your name, address, date of birth, and other information about your policy.
What is an insurance policy?
An insurance policy is a contract between you and your insurance company that outlines what is and isn't covered by your auto insurance.
What is an insurance agent?
An insurance agent is a person who sells auto insurance.
What is the National Insurance Crime Bureau?
The National Insurance Crime Bureau is an organization that works to prevent insurance fraud.
What is the Insurance Information Institute?
The Insurance Information Institute is an organization that provides information about insurance.
What is the Better Business Bureau?
The Better Business Bureau is an organization that rates businesses based on customer satisfaction. Auto insurance terms can be confusing, but it's important to know what they mean in order to choose the right policy for you. Here are some common auto insurance terms and their definitions to help you out.
Deductible: This is the amount of money you have to pay towards repairs before your insurance company steps in. For example, if you have a $500 deductible and you're in an accident that causes $1,000 in damage, you will have to pay $500 and your insurance company will pay the other $500.
Holly Catherine Galinskie is Auto Insurance attorney serving Fort Lauderdale and surrounding cities.
Long-time practicing attorney, he is licensed for 24 years.
You can call this attorney to schedule your free initial consultation and make an appointment at 100 N.E. 3rd Avenue, Suite 700, Fort Lauderdale, FL.
Timothy Michael Ingram is Auto Insurance attorney serving Clearwater and surrounding cities.
Long-time practicing attorney, he is licensed for 36 years.
You can call this attorney to schedule your free initial consultation and make an appointment at 2201 N.E. Coachman Road, Suite 102, Clearwater, FL.
Janet R. Spies is Auto Insurance attorney serving Denver and surrounding cities.
Long-time practicing attorney, he is licensed for 35 years.
You can call this attorney to schedule your free initial consultation and make an appointment at 950 South Cherry Street, Suite 700, Denver, CO.
Marissa B. Gart is Auto Insurance attorney serving Boca Raton and surrounding cities.
This lawyer is licensed for 12 years to practice law in Boca Raton.
You can call this attorney to schedule your free initial consultation and make an appointment at 2151 NW Boca Raton Boulevard, Suite 100, Boca Raton, FL.
Felipe E. Diez is Auto Insurance attorney serving Miami and surrounding cities.
This lawyer is licensed for 19 years to practice law in Miami.
You can call this attorney to schedule your free initial consultation and make an appointment at The Biscayne Building, 19 West Flagler Street, Suite 618, Miami, FL.
David I. Fuchs is Auto Insurance attorney serving Fort Lauderdale and surrounding cities.
Long-time practicing attorney, he is licensed for 34 years.
You can call this attorney to schedule your free initial consultation and make an appointment at 8 Southeast 8th Street, Fort Lauderdale, FL.
Terry Amos Tolbert is Auto Insurance attorney serving Springfield and surrounding cities.
Long-time practicing attorney, he is licensed for 27 years.
You can call this attorney to schedule your free initial consultation and make an appointment at 3010 East Battlefield Street, Springfield, MO.
